Recover from Your Car Accident with
Medical Massage Therapy
We Bill PIP & MedPay So You Can Focus on Healing
If you’ve been in a car accident in Virginia, you may be entitled to therapeutic massage at no out-of-pocket cost to you.
Whether you are dealing with whiplash, back pain, or persistent muscle tension, our medically necessary massage treatments are designed to get you back to your life.
Understanding Your Coverage:
PIP vs. MedPay
Virginia law is unique when it comes to auto insurance benefits for medical expenses.
MedPay:
Medical Payments Coverage
This is the most common coverage in Virginia. It pays for reasonable and necessary medical expenses—including massage therapy—regardless of who was at fault. In Virginia, MedPay can often be "stacked," meaning if you have multiple cars on your policy, your coverage limit may multiply.
PIP:
Personal Injury Protection
While not required in Virginia, some residents choose to add PIP or have it through a policy from a neighboring state like Maryland. PIP is broader than MedPay and can also cover lost wages and essential replacement services.
Conditions We Treat After an Accident
Massage therapy is a powerful tool for rehabilitating soft tissue injuries. Common conditions that benefit from treatment include:
Whiplash & Neck Strains
Reduces muscle guarding and restores range of motion.
Back & Spinal Tension
Alleviates localized pain and improves spinal alignment.
Muscle Spasms
Calms the nervous system to stop painful involuntary contractions.
Scar Tissue & Adhesions
Breaks down internal scar tissue to prevent long-term stiffness.
Headaches
Relieves tension-based headaches often caused by impact stress.
How to Get Started
(4 Simple Steps)
Using your insurance for massage is straightforward if you follow these steps:
1: Open a Claim
Contact your auto insurance carrier to report the accident and obtain a Claim Number.
2: Get a Prescription
Visit a licensed healthcare provider (MD, DO, DC, or NP) to receive a referral or prescription for "Medical Massage" or "Manual Therapy". Ensure it includes a diagnosis code (ICD-10) and the frequency of treatment (e.g., 2x per week for 6 weeks).
3: Schedule Your Evaluation
Book your first session with us. Bring your prescription, insurance claim number, and adjuster's contact information.
4: We Handle the Billing
We will submit the required CMS-1500 forms and SOAP notes directly to your insurance company for reimbursement.
Frequently Asked Questions
Generally, no. Once we have verified your PIP/MedPay coverage and received your prescription, we bill your insurance directly.
Generally, in Virginia, filing a MedPay claim on your own policy for an accident where you were not at fault should not impact your premiums.
You should still use your own MedPay first. It provides immediate relief while you wait for a final settlement from the at-fault driver’s insurance.
We typically use CPT Code 97124 (Massage Therapy) or 97140 (Manual Therapy), which are standard for insurance reimbursement.
You can still receive treatment. However, you should see a physician as soon as possible to get a prescription for massage therapy to ensure coverage.
In Virginia, MedPay claims can cover related expenses for up to three years after the crash, depending on your policy.
Yes. We can coordinate with your attorney to provide necessary documentation (SOAP notes) upon request.